yourdebtadvisor.co.uk logo

About Us

An IVA Practice With A Difference…

At Your Debt Advisor Limited our primary focus is on helping people who are struggling with outstanding debts to find a solution that works for them over the long term, ensuring that they can look forward to a future without debts in a way that is realistic, achievable and most importantly, affordable.

With a customer centric approach, we offer help and advice that will enable you to make an informed decision on how best to proceed with managing your debts. And we don’t stop there. We will guide you throughout the process and will answer any questions or queries that you may have.

.

If you are serious about getting your debts under control and achieving long term financial freedom, we are here to help you meet your goal.

We are proud of our 5 star ratings from the people we have helped.

If you have debts of more than £6,000 and can afford to contribute at least £100 a month towards all of your debts combined, an IVA could be the right solution for you.

In an IVA all of your eligible debts are combined into a single monthly repayment based on how much you can afford to pay each month, rather than the amount that you owe. And don’t worry, you do not need to split the payment and pay all of your creditors separately, we will take care of this on your behalf. 

Your monthly repayments typically continue for a period of 5 years after which time any debts that are still outstanding, are written off in full, leaving you with no obligation to make any further repayments.

As with any debt solution, it is important that you seek professional advice before committing – which is where we come in. For a free, no obligation discussion about your options please call us today on 0161 660 2510.

A real life IVA example* –

  • Credit Cards - £312 per month (£7,671 total debt)
  • Personal loan - £368 per month (£6,161 total debt)
  • Utility Arrears - £150 per month (£253 total debt)
  • DWP - £0 per month (£1,376 total debt)

Total debt – £15,461

Old repayment - £830

New repayment - £125

* We assess each customer individually based on their circumstances and payments to the IVA are based on what is realistic and affordable.

Registered office: 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ

Your Debt Advisor Ltd, 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. Registered in England and Wales under Company Number: 15677038.

Adam Boys is authorised in the UK to act as an Insolvency Practitioner (IP number: 19512) by the Insolvency Practitioners Association. We provide insolvency solutions to individuals; specialising in Individual Voluntary Arrangements which comply to the IVA protocol.

We do not administer or provide advice solely relating to debt management products, such as Debt Management Plans. We do not currently offer advice relating to Scottish Insolvency Solutions such as Protected Trust Deeds, Debt Arrangement Schemes or Sequestration.

We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meet the criteria for one of our insolvency solutions, therefore, all advice is given in reasonable contemplation of an insolvency appointment.

Where in any instance, providing debt advice to you would go beyond the scope of our professional regulatory permissions, we will refer you as appropriate, to our third party partner businesses who are authorised by the Financial Conduct Authority and/or are an Approved Intermediary and with whom we have in place contractual relationships for the purposes of providing any necessary or further formal debt advice that you may require. We may be paid an introductory fee for referring your case.