Debts That Can Be Included In A Debt Relief Order (DRO)

Not all debts can be included in a DRO. The debts that can be included are called “qualifying debts”. It is important that you know what can be included to ensure that a DRO meets your requirements.

During the period of your DRO, creditors cannot ask you for payment of these debts, and if they do, you are not obliged to pay.

Debts that can be included in a DRO.

The debts below can be included in a DRO. In relation to rent, your landlord could still seek to evict you if you are behind with your payments, even if this debt has been included in your DRO, so you may have to keep paying this even after your DRO has been implemented.

If any of the above have been obtained fraudulently, you will still have to repay them once your DRO has ended.

Even if your debts can be included in a DRO, it’s important to remember that there will be an impact on your day-to-day life with a DRO, for example:

There are also rules that you must abide by when in a DRO, these ‘restrictions’ include:

Debts that cannot be included in a DRO.

The debts below cannot be included in your DRO. This means that even if your DRO is approved, you will still need to continue to repay these debts.

If you are unsure whether your debts can be included in a DRO, speak to us today and we can help you decide whether a DRO is a suitable solution for you to apply for to manage your debts. It’s also worth noting that:

If you are still unsure whether a Debt Relief Order is the best solution to help manage your debts, we can help you explore your options further. You can call us on 0161 660 2510 or complete our online enquiry form and a member of our team will call you back.