Apply For A Debt Relief Order - See If You Are Eligible And Apply

Find out which solutions you may qualify for.

May not be suitable in all circumstances. Fees and disadvantages may apply, learn more here.

Money Helper (formerly The Money Advice Service) is a free service set up by the Government to help people make the most of their money. If you would like to learn more click here.

Your journey to financial freedom starts here.

1. Speak to our team.

Our experienced advisors are waiting to help you start dealing with your debts.

2. We guide you.

Find out more about the debt repayment plans available to you.

3. Ongoing support.

Our advisors will support and guide you throughout your journey to debt freedom.

Debts we can help with

This is not a full list of the debts that can be included in a Debt Relief Order, please get in touch to see what other debts can be included.

5 Star Rated on Feefo

Read our Feefo reviews.

What our customers say about us

I have been struggling by myself for years with debt, and when I finally reached boiling point I got in touch with Advice Centre Group. Every person I have spoken to has been polite and patient. Especially Tom Doherty. What an absolute star who has gone above and beyond for me, I will honestly never forget the help, guidance and advice he's given me. I am now on a path to being debt free and it is down to the professionalism and kindness of the Advice Centre Group.

Excellent company thank you for all the help to get me on right track

Absolutely fantastic service the team has been great right from the start from my first phone call with them. Such a huge weight has been lifted that I’ve been carrying by for a long time.

I have delt with Joel and Carl. they are very knowledgeable, supportive and have your best interest at hear. Highly recommend this company they really care for people. Thank you for your help!

Rated as ‘Excellent’ on Trustpilot

Read our Trustpilot reviews.

What our customers say about us

Fantastic service by Ben - Ben has made the whole process simple and easy, made me feel very reassured that I am making the correct decisions and getting my debt on track! Couldn’t recommend Ben enough!

I spoke with a man called Perry extremely amazing understanding and compassionate man. He ensured i was satisfied and knew all my options. He broke everything down to me and reassuring throughout the whole process. Highly highly recommend dealing with dissolve debt and ensuring Perry answers the phone! Best decision iv made in a long time and I finally feel at ease mentally and physically after my conversation.

Just want to personally thank Richard… Just want to personally thank Richard for listening to me and being willing to understand my financial and emotional status. He was extremely kind and reassuring, this is exactly the service I needed when facing hardship so thank you again Richard! I feel more at ease and hopeful I will tackle this soon now that I've got help managing debt

Excellent service received - I would like to thank Richard for his exceptional service. He was non judgemental and did an amazing job in reassuring me that there is a suitable solution for me after another solution was unsuccessful. He was very patient and understanding and I am very happy to have discussed my situation with Richard. He gave me a thorough overview of everything and we were able to agree on an affordable monthly payment. I would recommend Richard to anyone.

Ben and Chantelle were very friendly… - Ben and Chantelle were very friendly and made me feel at ease when talking about my debts was reassuring and made the process very smooth

How much would my repayments be if I enter into an IVA?

If you have more than £6,000 debt and can afford to make a regular monthly repayment towards clearing them, there is a good chance that an IVA would be a good solution for you.

With an IVA you make a single monthly, affordable repayment towards all included debts for, typically, a 5 year period. After this time any remaining debts are usually written off in full.

Repayments based on what you can afford and NOT what you owe.

A real life IVA example* –

Total debt – £15,461

Old repayment - £830

New repayment - £125

* We assess each customer individually based on their circumstances and payments to the IVA are based on what is realistic and affordable.